Preheat the oven to 400°F.
In a large bowl, mix together the meatloaf ingredients until fully combined.
Shape the meatloaf into a 6 inch long loaf on a baking sheet.
In a small bowl, mix together the topping ingredients (except the cheese). Spread over the meatloaf and top with American cheese.
Bake in the preheated oven for 35 minutes.